Biznes Fakty
Payment limits in PKO BP. The bank explains
Starting Tuesday, May 6, PKO BP will implement default daily limits for transfers and payments within the iPKO service, as stated by the bank. These adjustments aim to enhance the security of online transactions further.
„On May 6, we will be making modifications to the Detailed Terms and Conditions of Providing Electronic and Telephone Banking Services and Submitting Declarations at PKO Bank Polski SA. These modifications will include, among other things, payment limits,” the bank noted in a statement on its website.
For security considerations, it was explained that „default and maximum daily limits for transfers and payments in the iPKO service” will be established.
” The default daily limit refers to the total sum of transfers and payments that you can execute in the iPKO service within a single day. This will be automatically configured on your account,” the bank stated.
The maximum daily limit indicates the amount to which the default daily limit can be increased, contingent on the method of transfer authorization employed.
PKO BP sets new limits
According to the bank’s report:
- the default daily limit starting May 6 will be PLN 10,000,
- if the client had previously established a higher limit, the bank will automatically adjust it down to this figure,
- the client will have the option to raise it to the maximum daily limit (up to PLN 300,000),
- The maximum limit will be determined by the authorization method and additional security features utilized by the client.
PKO BP highlighted that for accounts in złoty, using mobile authorization, the limit will be set at PLN 200,000, whereas for SMS codes and code cards, it will be PLN 50,000.
„If you utilize mobile authorization and have further login security activated in the iPKO service, you will enjoy the highest maximum daily payment limit (for accounts in złoty it will be PLN 300,000)” – it was stated.
The largest banks in Poland
PKO BP stands as the largest bank in Poland, serving around 12 million clients, with assets valued at over PLN 500 billion.
The subsequent positions in the ranking of the largest banks by assets are held by Pekao, Santander, ING, and mBank.
